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Bank of America Home Personal Banking

Bank of America Home Personal Banking covers many products and services. Personal banking is the way of manging your money and Bank of America offers easy way of doing so through checking account, credit cards, refinance options, mortgage home loans, IRAs, auto refinance, Insurance, online banking, online investments and many more options of these kinds.

Bank of America Checking Account

First and foremost thing that is covered under Bank of America home and personal banking is Checking Account. It is the most widely used account in BOA personal banking. Customers deposit money in the account that is federally-protected. Customer gets personal checks that are used to make payments along with ATM facility. Bank of America Checking account is of following types:
  • My Access Checking account
  • Campus Edge Checking
  • Bank of America Advantage Checking
  • Small Business Checking Bundle
Bank of America home personal checking account can be opened online with ease. Along with this, your present checking account can also be transferred to Bank of America Checking Account.

Bank of America Savings and CD Accounts

Next thing that is covered under Bank of America home personal banking is Savings and CD Accounts. The Certificate of Deposit are the type of investment that yield profit. It can be High Yield CD, Risk Free CD, Regular Saving and Select Money Market Savings Account. The term and lock in period of these accounts vary along with the initial funds. The most popular among these is Regular Saving Account that has no monthly maintenance fee. Apart from this daily balance in this account should be $300.

Bank of America Mortgage

The most important among all these is the Mortgage facility that is offered by Bank of America Personal banking service. Mortgage is the home loan that is taken to buy home. There are many options of mortgage loan like fixed rate mortgage, adjustable rate mortgage, interest only loan, bad credit loan, balloon mortgage, jumbo loans etc. You can compare different types of mortgages online to find out the best according to your needs. Along with this in BofA home personal banking you can also calculate the interest rate and find out closing cost, fee, home value etc to know more on mortgage. Now if you are tired of making monthly payment that exceeds your budget limit then Refinancing is the right option for you that is also covered under Bank of America home personal banking. With refinance option, the first home loan is converted into second one.

Bank of America Credit Card

Bank of America home personal banking also provides the option of up-to-date and very useful Credit Cards. Based on needs and usage there are About 400 kinds of credit cards available with BofA. There are many features like no annual fee, lower APR, build your credit, student, flexible rewards, airline rewards, travel rewards, health and social causes etc that can be selected to find out the best suitable credit card. The most popular credit cards offered under BofA personal banking are:
  • Student Visa Platinum Plus
  • Secured Visa Credit Card
  • Cash Rewards Platinum Plus Mastercard Credit Card
  • Platinum Plus Visa Credit Card
  • Bank of America Accelerated Rewards American Express Card

Bank of America Investment Services

After this Bank of America personal banking includes Investment and Wealth Management Services. These can be
  • Self-directed investing
  • Full-service investing
  • Premier Banking and Investments
  • U.S. Trust, Private Wealth Management
Along with this retirement plans, insurance, IRA accounts, auto loans etc are also covered in Bank of America home and personal banking. Bank of America personal banking online option has made it even more favorable. Once you create an online account, then after sign in all the features of online banking can be used. To know more on BOA personal banking keep checking the other pages of

Bank of America Home Personal Banking Sign in to Bank of America home and personal banking to know more on this topic.

Bank of America Mortgage
Mortgage Payment Reverse Mortgage Mortgage Department Calculator Foreclosure
Modification Address Loans Mortgage Customer Service Rates
Home Mortgage Home Equity Home Mortgage Rates Account Online
Refinance Mortgage Rates        

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