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Bank of America Personal Loan Application

Bank of America personal loan application involves completion of an application form and submission of the same to the concerned authority in your banking center. Though online application is possible for most kinds of loans offered by the bank, personal loan is not among these. As there is no collateral required for an unsecured personal loan, the borrower has to undergo a rather complicated process in order to apply for it. The application is checked and verified for correctness before it can be approved for the grant of a personal loan. On the lighter side, there is no processing fee required to be paid along with your personal loan application.

Personal Loans with Bank of America

Personal loans with Bank of America can be obtained for purposes like home renovation, vehicle purchase, vacations, wedding, education, and also for debt consolidation. Most Bank of America personal loans are unsecured loans, which mean you do not need collateral against your loan amount. Such personal loans are risky for the bank as there is no guarantee that the loan amount will be paid back by the borrower within the predetermined period.

This makes it tough for the borrower to qualify for the application standard set by the bank. Approval is made only after the bank satisfies with the credentials of the borrower. The stringent application process makes it all the more difficult for a person with a bad credit reputation to seek an unsecured personal loan from Bank of America. For people with bad credit, the bank has kept open its mortgage options, which are available at attractive interest rates.

Bank of America Loan Application Status

Those who have already applied for Bank of America personal loans can check their application status online. To access your loan application status you need to sign in using your unique loan application number given by the bank at the completion of the application process. Just log in the required page of BofA website and enter your email ID, mother's maiden name and social security number to view details of your application status online. Here is the web address to visit the loan application status page of Bank of America.

Website: https://elending.bankofamerica.com/elending/login/login.jsp?source=1&channel=11
 
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