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Housing Authority USA

The USA Housing Authority or the United States Housing Authority (USHA) became operational in 1937 with an aim to build housing infrastructure for the low-income home buyers across the country. Since the successful accomplishment of its first project which benefited as many as 650,000 low income people, USHA had begun a never-ending journey that kept on upgrading housing infrastructure and improving amenities along the course of it. The number of dwelling units increased and new communities came into existence. The slums of 20th century became a history and low-cost houses with new and modern outlook took their places. Even today, if you are willing to buy an affordable home, you can contact the housing authority of your area.

To achieve a better coordination between USHA and a local housing authority, the Public Housing Authorities Directors Association (PHADA) was constituted in 1979. It has grown manifold over the years and today there are more than 1900 professional administrators providing services in every nook and corner of the nation. These administrators obtain fund for running low income housing programs. The main objective of housing authorities in USA is to provide dwelling units for all without discrimination.

The USA Department of Housing and Urban Development (HUD) is the prime agency that sees to it that each and every resident of the country has an easy access to decent accommodation. To achieve this objective, HUD has encouraged development of communities by government bodies as well as private players. The US Housing Act of 1937 and the Urban Development Act of 1965 paved the way for the creation of the US Department of Housing and Urban Development, which was first constituted as a cabinet level agency. The housing programs undertaken by this premier government agency laid equal focus on the construction of single-family homes and multifamily housing units. Moreover, it oversees certain regularity programs also. Another non-profit organization is the Council of Large Public Housing Authorities (CLPHA), which functions at federal level to conduct research and provide support and public education to help develop affordable housing solutions for the civilians.

State Housing Authorities

There are state-level housing authorities as well as those working at county or city level in the United States. The Housing Authority of the City of Los Angeles (HACLA), which can be cited as an example here, is one among the largest housing authorities working at the city level.

People can find and get hold of reasonably priced homes with the help of the Housing Authority of Los Angeles, which uses the fund provided by HUD to meet its expenses. Apart from USHA, there are other community-based organizations, city & state level agencies, non-profit organizations and private developers that fulfill the funding requirements of local housing authorities. Another example is the New York City Housing Authority (NYCHA), which also offers low-cost housing solutions for safe, respectable and hygienic dwelling need.

Having a jurisdiction that comprises five boroughs in New York, the authority is regarded as the largest housing agency in the entire country. There are 178,000 apartments under its control and more than 13,000 employees work for the agency at different locations. Along with the government agencies, several non profit private housing agencies also contribute in the development of housing infrastructure in the USA. One example is Housing Works that lend valuable support in providing affordable accommodation to homeless and low-income citizens with HIV/AIDS.

One major objective that brings all housing authorities in the US on the same platform is their zeal to provide housing to all. Chicago Housing Authority and Housing Authorities of Cook County, Baltimore City and Santa Clara are just a few names that are continuously lending support to transform American dream of Homeownership into a reality.

Federal Housing Authorities

Federal Housing Administration, commonly known as FHA, is yet another government body that assists in the federal and state homeownership programs, though in a different way. A financial division of the US Department of Housing and Urban Development (HUD), Federal Housing Administration offers insurance against home loans and mortgages obtained from the private lending market. The assurance given by FHA encourages lenders to consider offering loans to low-income home buyers with simple terms and easy repayment options. As a result, it becomes possible to work towards creating a housing market with equal opportunities to all, irrespective of their income status and other indicators of their social position.

The changing pattern of the USA property market is an evidence of the contribution made by the stakeholders like housing authorities, homebuilders, mortgage lenders, real estate agents and many others. The statistics reveal the present condition of housing market with crashing property prices and rising interest rates. The US housing bubble of 2001 bursts with the global phenomenon of economic downturn and we see hapless faces of real estate professionals all around us. The Financial Forecast Center (FFC), a privately owned corporation having base in Houston Texas, and several other industry watchdogs have come up with their findings of present market trends and future forecasts. A study reveals that we still have a long way to go to see the bustling activities again in the real estate industry across the US.
Harris County Housing Authority
The Harris housing authority was created to aid the expansion of its mission to promote the affordable housing communities and persuade the clients to achieve self-sufficiency. Their current programs include the development of affordable housing using the low income tax credit and the management of a home ownership program and a single room occupancy program.

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Housing Authority Of the city of Americus (HAA)
The housing authority of the city of Americus (HAA) is dedicated in providing you the safe, quality and affordable housing to the families in America. They are committed to excellence in order to achieve the mission.

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Change. Chicago Housing Authority
The Chicago housing authority is on a mission to change Chicago's public housing. Their unique business processes require an extremely flexible solution. They also tailor to the unique public agency requirements.

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New York City Housing Authority (NYCHA)
The New York City housing authority provides a decent and affordable housing in a safe environment for the low and moderate-income residents. They also work to enhance the quality of life at NYCHA by offering the residents to participate in various community, educational and recreational programs.

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Housing Authority Of The City Of Los Angeles
The housing authority of the Los Angeles city is a housing agency that provides affordable housing in the Los Angeles area. The Housing Authority gets the major bulk of its funding through the United States Department of Housing and Urban Development. However, the Housing Authority has also built partnerships with City and State agencies, nonprofit foundations, community-based organizations, as well as private developers.

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Philadelphia Housing Authority (PHA)
The Philadelphia housing authority develops and operates affordable housing for the city residents with the limited incomes. Their funding primarily comes from the federal government and work in partnership with the city and state governments as well as the private investors.

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