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Texas Mortgage Lenders

Texas mortgage lenders have always assisted the home buyers in the state from a long period of time. They have financed a large number of the low income families to purchase their home without facing much financial difficulties. Mortgage lenders in Texas provide all the wide variety of USA mortgage loans available in other states of the country. They have mortgage term for borrowers with unique financial situation. Texas is home to a number of metropolitan cities and one of most wonderful states to own a home. On the other hand, the recent boom in its real estate industry has attracted a large number of talented individuals to enter the mortgage business. Today, there are more than hundreds of well recognized home loan lending companies providing a wide-ranging service to potential borrowers and home buyers in the state.

Loan Programs at Mortgage Lenders in Texas

If you are living in Texas and need a home loan to buy your dream home then TX mortgage lenders provide a variety of loan options to avail. However, it is important for you to understand your financial ability to avoid obtaining a loan program that you cannot afford to pay in future. The following are some common mortgage programs that you may obtain in Texas.
  • Home purchase loan
  • Second home loan
  • Refinance mortgage
  • Home equity loan
  • Fixed-rate term
  • Home equity line of credit
  • Adjustable-rate program
  • Jumbo loan
  • FHA term
  • Conforming loan program
  • VA loan
  • Bad credit loan
  • Reverse mortgage
Before working with any mortgage lender, it is advisable for you to get some assistance from real estate agents while looking for the type of home to purchase. A reputable real estate agent will guide you in making the choice of loan program that will meet your requirements. As a borrower, you should perform a comparison shopping from different lenders to find the lowest possible mortgage rates.

Online mortgage lenders in Texas are very easy to find and dealing with them is the best way to save your time and your money. In addition, these online lenders provide several additional services like free loan quotes, fast pre-qualification application, loan calculator and quick loan approval. It is essential for you to avoid working with those lenders who has hidden fees and bad history.

Texas Mortgage Lender License

Texas Mortgage Lenders are licensed by the Department of Savings and Mortgage Lending, which is a statutory body created for the licensing and regulatory requirements of new and existing lenders in the state. The applicants maintaining a physical office within Texas only are eligible for mortgage lender license. Apart from that, they are required to provide a net worth of $25,000 as well as a surety bond of $50,000. At least three years of experience is necessary with a minimum educational qualification of one and a half years of college education.
Mortgage X
Mortgage X offer a list of the most reliable mortgage lenders offering a variety of home loans in the state of Texas. Get the names and the contact details of the mortgage lenders at the website of the company.
Visit to find a wide array of mortgage options to choose in Texas. The company offer online application and many other hassle free services.
At the official website of, you will be able to find reliable mortgage lenders offering low rate home loans in the state of Texas. They also offer free loan quotes on their website.

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