Skip to Content

Does Cape Coral Flood? | Top Things You Need to Know

Cape Coral Flood

The majority of Cape Coral people live in a flood zone classified as a “Special Flood Hazard Area.” This article will let you know more about Cape Coral flood.

Cape Coral flood zones are a very important aspect of living in this city. Flooding can happen anywhere and anytime, but the areas that have historically flooded, such as Cape Coral flood zones , will be more prone to flooding than others.

This is why it’s so important for homeowners to understand where they live and how their home can be affected by flooding. In this blog post we’ll discuss what Cape Coral flood zones are, what makes them dangerous for residents, and how you can protect your property from potential damage due to flooding!

A Brief History of Cape Coral

The Florida city was founded in 1957 by Leonard Stevens who came up with the idea for a community on man-made islands because he believed the area would be a great place for retirees to move.

The name “Cape Coral” was chosen because of its location between Fort Myers and Naples, Florida on the West coast of south west Florida in Lee County.

In July 1962 Cape Coral’s first house was built at 2320 SE 15th Terrace by Elton and Frances Goss.

In June 1963, Cape Coral was opened to the public and people could buy their homes in this Florida city for $11,000 down and $11,500 a year later.

The annual rainfall of cape coral is 52 inches per year with most precipitation occurring during summer and autumn months! This makes it very important to understand what cape coral flood zones are, why they’re dangerous for residents, and how you can protect your property!

Does Cape Coral Flood?

The answer is yes. The city of Cape Coral is very flat and several points throughout the area drain into waterways that connect to both canals and gulf waters. This makes it incredibly easy for rain water to accumulate quickly, which could lead to flooding in homes and businesses if precautions are not taken!

Cape Coral Flooding in 2021: The Latest on Hurricane Elsa

Many roads throughout Cape Coral have been inundated by Hurricane Elsa. The latest news from the Cape Coral Police Department stated that numerous roads and highways had become flooded as a result of the hurricane.

Here are some examples of roads that were partially or completely inundated:

  • Santa Barbara Blvd
  • Skyline Blvd
  • Beach Parkway West
  • Cape Coral Pkwy West
  • Trafalgar Parkway
  • SW 7th Court
  • Hancock Bridge Pkwy
  • Tropicana Parkway
  • SE 10th Terrace
  • Diplomat Parkway
  • The Crossings Complex

How to Keep Your Home Safe When a Storm Hits?

If you’re a resident of Cape Coral, then it’s incredibly important for you to understand where your home is in regard to cape coral flood zones.

  1. Even if your house does not have any history of flooding when it rains heavily or during hurricanes, there are still precautions that can be taken so that potential damage from heavy rainfall and/or flooding can be prevented.
  2. One of the best things you can do is to make sure that your gutters are clean and free from debris, which will allow water to drain properly off of your roof rather than collecting inside it!
  3. You also want to ensure that all downspouts direct rainfall away from the foundation of your house so there is no direct pathway for water to pool around your home. If you do not have downspouts, then make sure that gutters are draining directly away from the house!
  4. Another great tip is to elevate high value items such as electronics and furniture up off of the floor so they don’t get damaged if there happens to be a flood in your home.

If you’re interested in learning more about cape coral flood zones and what to do when a storm hits, then we recommend checking out this link: Cape Coral Flood Zone Map. It will give you detailed information on where your property is located so that you can take the appropriate precautions before it’s too late.

Better to have a flood insurance policy than to not have one at all!

Why Should You Get Flood Insurance if You Live in or Near a Flood Zone?

There are several reasons why you should get flood insurance if your home is located in or near a designated cape coral flood zone.

  • Even though many people believe that they will never have to use their policy, the truth of the matter is that flooding can happen quickly with little warning and it’s better to be prepared than not!
  • If you do ever need to use your policy, then you’ll be extremely thankful that you purchased it and didn’t put the financial burden of a potential flood on yourself or those close to you!

Some other reasons why cape coral residents should get flood insurance include:

  • It’s very affordable if your house is located in an area with low risk for flooding.
  • It only costs about $400 a year, which is very inexpensive considering the coverage that you get!
  • If your area ever does become designated as high risk for flooding, then it’s important to act fast before rates go up.
  • You can purchase flood insurance even if your house has never flooded before or there are no current signs of any leaks or damage to the structure.

It does not matter if your house is a primary or secondary residence, you can purchase flood insurance for either one!

Cost of Flood Insurance – It’s Not as Expensive as You Think!

One of the biggest misconceptions that people have about flood insurance is that it’s incredibly expensive, but the truth of the matter is that it really isn’t.

For example, if your home has a market value of $200,000 and you live in an area with low risk for flooding, then you can get a basic policy for around $400 per year!

  • Even though it might seem like such a small amount of money, when the time comes to use your insurance and receive compensation for damages from flooding in your home, then you will be so thankful that you decided to invest in this type of protection.
  • If your house is located in an area where there is a high risk of flooding, then you’ll want to make sure that your insurance company gets notified as soon as possible so they can raise rates accordingly.
  • If you decide not to purchase this type of coverage and the worst happens, then all out-of-pocket expenses will be yours alone! It’s better to be safe than sorry when it comes to protecting your home!


Cape Coral is at risk of flooding because it is located in a low-lying area. This means that any storm or hurricane could lead to significant damage and even death for residents, which makes the city particularly vulnerable to natural disasters.

The good news is that there are many ways you can prepare your home before disaster strikes so you don’t have to worry about rebuilding after the fact!

Please consult a licensed real estate agent or appropriate professional
Information changes almost daily. None of the authors, contributors, administrators, or anyone else connected with RealEstateZing, in any way whatsoever, can be responsible for your use of the information contained in or linked from these web pages.